Payout IQ – Privacy Policy
Last Updated: October 1, 2025.
Payout IQ ("we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our website and use our services.
1. Information We Collect
We collect the following types of information:
a. Information You Provide
- Account Information: Name, business name, email address, phone number, and password.
- Payment Information: Stripe billing details for subscriptions (card number, billing address, etc.).
- Payout Information: When you connect a payout account (e.g., Stripe Global Payouts), we collect identifiers such as your Stripe account ID or other payment details necessary to enable payouts.
- Communications: Messages, emails, or chat logs with our support team.
b. Information Collected Automatically
- IP address, browser type, device type, pages visited, and timestamps.
- Cookies or similar technologies to improve site performance and analytics.
2. How We Use Your Information
We use your information to:
- Provide and manage your Payout IQ account and services.
- Facilitate payment subscriptions through Stripe.
- Enable and manage payouts through Stripe Global Payouts.
- Communicate with you regarding support, updates, and account notifications.
- Improve the functionality, security, and performance of our platform.
- Comply with applicable legal, tax, and regulatory requirements.
3. Payment Processing
All subscription payments and payout transactions are processed securely by Stripe. Payout IQ does not store or have access to your full payment details (such as credit card or bank account numbers).
You can review Stripe's privacy policy here: https://stripe.com/privacy
4. Data Sharing and Disclosure
We do not sell or rent your personal information.
We may share limited data only as necessary to:
- Provide services through trusted partners (e.g., Stripe).
- Comply with applicable law or lawful requests.
- Protect the rights, property, or safety of Payout IQ, our users, or others.
- Facilitate business transfers (e.g., merger or acquisition).
5. Data Security
We use appropriate technical and organizational measures to protect your information, including:
- SSL/TLS encryption for data transmission.
- Two-factor authentication (2FA) for secure account access.
- Encrypted data storage and least-privilege access for staff.
Despite these efforts, no system is 100% secure, and we cannot guarantee absolute security of your data.
6. Data Retention
We retain your information for as long as your account is active or as required by law. You may request deletion of your account and associated personal information at any time by contacting us at support@mypayoutiq.com
7. Your Rights
Depending on your jurisdiction, you may have rights to:
- Access, correct, or delete your data.
- Object to or restrict processing.
- Request data portability.
- Withdraw consent (where applicable).
We will honor all valid privacy rights requests as required by law.
8. Cookies
We use cookies and similar technologies to improve user experience, analyze site traffic, and personalize content.
You may disable cookies in your browser settings, but doing so may limit some functionality.
9. Third-Party Links
Our site may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties.
10. Children's Privacy
Payout IQ is intended for business use only and is not directed toward children under 18. We do not knowingly collect personal information from minors.
11. Changes to This Policy
We may update this Privacy Policy periodically. The updated version will be posted on our website with a new "Last Updated" date. Continued use of the platform after updates constitutes your acceptance of the revised policy.
12. Contact Us
For questions or privacy-related requests, please contact us: